In some regions of the world, identity document standards are not set according to federal security standards. Identity cards and driving licenses are not issued with specified standards. This creates opportunities for fraudsters to use fake ID cards to fool the online systems and steal identities of people. But now, the Real ID Act defined standards to secure the documents and make it difficult for fraudsters to create fake id cards.
Privacy Concerns and Real ID
At the federal level, real ID does not gather information. Also, it is not a requirement from states. This is to ensure the privacy of people they have with their identity. Although each state has the responsibility of collecting and securing information about identities through issued identity documents. In this regard, the Department of Homeland Security (DHS) is helping states to define technical standards according to which data is collected. Also, implementation details and compliance strategies should be defined.
ID cards issued by states in the US are now serving multiple purposes. The real ID that was established for travel security is now helping in other perspectives also. These include identity verification, legal document verification, age verification, address verification, etc. its value is demonstrated as a result of forgeries taking place every now and then.
Ensuring ID document verification has now become the primary need for industries that facilitate services to customers. In order to verify the customers for a transparent and secure system, document verification is crucially important. It eliminates the risks of fraud by authenticating identities on the basis of supporting documents.
Importance for Real ID Documents
As per the fraud rate in multiple industries due to which organizations are fined with hefty regulatory penalties with the temporary or permanent business abandonment, document verification has become mandatory. Even in online platforms, and identity can be verified through various document verification means, which include authentication of passport, legal document verification, license verification or education document verification, etc.
Document verification services are available which use OCR (Optical Character Recognition) technology to extract the information from the relevant document template and verify it. Some industries support passport verification to verify age or identity, especially in the travel industry. To book a seat online, document verification is done in real-time without compromising the user experience.
For all this, there is a dire need to ensure that the document is official, and tampered proof. Also that it is not photoshopped. For this, states have defined the standard for the document verification which needs to be checked against each document individually to make sure that the user is not making system/authority fool. It is the responsibility of online identity document API to run relevant spoofing tests to make sure that the document is original and is not created for any malicious purpose.
Need for Real ID at Industrial level
A large number of industries need to comply with the requirement of regulatory authorities regarding identity verification. In this, document verification particularly is considered more important and is done in multiple sectors. For instance, financial institution verifies onboarding identities based on document verification. Even now in online portals and at the time of account registration, documents are verified.
The online travel industry, insurance companies, banks, online charity organizations, employee hiring, recruitment sites, etc. need to verify onboarding identities to authenticate them to deter the risks of fraud, money laundering, terrorist financing, and similar security hazards. For this, stringent security measures need to be taken among which passport document verification (or any required) and similar verification techniques need to be ensured.